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Dear reader, If you are reading this, then I am dead. Or I have become an extremely wealthy man, and the contents herein have been auctioned off to a charitable organization of my choosing. My name is Laremy. I was apprenticed to a self-proclaimed "Magus of the Silver Scroll" for several long...

1. Don't buy things you can't afford yet. To include a costly apprenticeship in the Arcane Art of Conjuration. 2. Read the fine print when interest rates on suspiciously accessible loans are claimed to be "just a little higher than the market average." 3. Protect thine legs from Sergio. I...